Q: I’m filling out a car insurance quote form for a Lawton SR22 policy online, and it’s asking for my social security number. Why does it need that information?

A: You don’t have to give your social security number for te online quote form, if you don’t want, in case you’re worried about the security of that, but if you want the most accurate quote on your Lawton SR22 car insurance policy, then you will eventually have to turn it over. More and more car insurance companies are following the lead of home owner’s insurance companies these days and requiring social security numbers on insurance applications.

Social security numbers are required by all of these Lawton SR22 car insurance companies because they want vo check your credit. Over the past decade, credit has been of increasing importance in car insurance premium rating, and it is often the most important factor.

Your Lawton SR22 car insurance company wants to see your credit because here have been studies which have demonsrated how people with bad credit are more likely to file claims. On top of that, they look at it for the same reason almost any company looks at your credit–to see if you’re going to pay your premiums.