DUI and Auto Insurance Premiums Oklahoma OK
Reader’s Question:
I received a DUI offense here in Oklahoma. What’s going to happen now, and does this affect my auto insurance premiums? Also, is there a way to reduce my points so as not to increase my insurance premiums?
Michael
Tulsa, OK
“Driving Under the Influence” means that a driver is operating a vehicle or is in actual physical control of the car but is under the influence of alcohol or any other controlled substances to the extent that his or her driving abilities and reaction time are compromised.
The State of Oklahoma has stringent laws regarding DUI violations. If convicted for DUI, then this may be considered a misdemeanor since this is your first offense. You will have to serve a jail time of not less than ten days and no more than a year. You will also be required to pay a fine up to the amount of $1,000. The Department of Public Safety will be sent a notification of your conviction. They will then suspend or cancel your license depending on the court ruling.
But since you are still able to drive your car, then this means that you were granted limited driving privileges which you need to pay a $150 fine for. Since Oklahoma uses the point system, then this citation is reflected in your driving record as points. And the bad news about this is that auto insurance companies use your driving record as a basis in computing for your premiums, so you should expect an increase in the future. Check with the Oklahoma Department of Public Safety. You may be allowed to take a driver improvement course to lower your points.
Tags: auto insurance premium, DUI, DUI insurance