Q: I have been a good driver, except for my new Broken Arrow OK SR22 auto insurance requirement, and now my rates are so high! Why is that?

A: Car insurance companies will jump on almost any excuse to raise your rates, and when you start filing a Broken Arrow SR22 form it is the perfect time for a nice, high raise. Companies can do this because, by having to get an SR22 filed, your risk has gone up. SR22s are associated with drunk driving and thus, bad driving, so you are expected to file more claims, even if you have no filed many in the past.

You have to pay more to your car insurance company so that the people who are less likely than everybody else to file a car insurance claim can pay in less. So your Broken Arrow SR22 ends up costing more.

Other reasons are out there for why rates may rise. If more people file claims one year than another, rates will rise. Fraud is also a big problem, one of the biggest, in fact, when it comes to rising rates. However, whenever your rates go up, always make sure you check out other companies.