Reader’s Question:

How long does an car claim stay on record in Oklahoma?

Maria

Oklahoma City, OK

A car insurance claim goes on your claims history and insurance but is not necessarily put onto a record that the Oklahoma state keeps. Your collision itself will likely be put on your driving history though by the OK Department of Public Safety (DPS).

The Oklahoma DPS will release a motorist’s driving record for a three year period so the accident will be listed for at least that long. If you received a citation for a moving violation due to your part in an accident, that infraction will stay on your OK driver’s record for five years.

As for the claims history, usually that is looked up by the insurance provider using their own internal database or a CLUE information exchange. Through the CLUE personal car claims report an insurance carrier can receive a person’s five year history of car insurance losses.