Teenager Auto Insurance In Oklahoma City
Reader’s Question:
I a only 17, can I purchase car insurance for myself? I live in Oklahoma City.
Bernie
Oklahoma City OK
According to Oklahoma Department of Public Safety (DPS) it depends on the guidelines of an insurance provider whether they will write a policy to a teenager under the age of eighteen. Many insurers will require a parent or a guardian to sign the legal contract with the teenager since they are still considered a minor.
To get auto insurance in Oklahoma City, generally, you need to be an adult (over the age of 18). Auto insurance policy is a legal contract that needs to be signed by a legal adult. Once you turn eighteen you can now legally sign contracts like an insurance policy therefore you can put it under your name already.
Keep in mind as well that teen auto insurance in Oklahoma City can be really expensive since you are considered as a risk to insurers. Teens drivers, according to statistics, are very aggressive and irresponsible on the road thus causing more accidents. It would be cheaper if you stay on your parents policy than starting a new one. yes, it will increase your parents car insurance but it is it more affordable than getting a separate policy.
